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April 20, 2007

Health Insurance for College Grads

Before you pick up the cap and gown or send out invitations for the college graduation party, make sure you (or your child) will have health insurance after the walk across the stage.

Many insurance companies drop dependents from their parents' policies once they grab that sheepskin. Others limit a child's coverage to a specific birthday, usually ranging from 22 to 25 (check your policy's rules).

A student health insurance offers an affordable fix. It fills the gap in coverage between graduation and that beautiful day when health insurance benefits from the new job kick in.

You'll have to act fast, though, if you're graduating this spring because student health insurance is only available to full-time students younger than 30 (but continues after graduation). Assurant Health, the largest provider of student health plans, stipulates that coverage must begin at least 31 days before graduation. With most spring commencements set for the second half of May or first part of June, you need to apply now.

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Posted by healthinsurance at April 20, 2007 11:13 AM