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April 28, 2007

Insurance plan's heavy burden

In the plan proposed by Assembly Speaker Fabian Nuñez (D-Los Angeles), the working uninsured — by far the majority of California uninsured — would be required to buy private health insurance if their employers opted into the state plan. The employer's share of the premium cost would be limited by law; employees would have to pay whatever the insurer demanded.

Both Gov. Arnold Schwarzenegger and Nuñez would require us to buy private health insurance whether we could afford it or not. We would be forced to buy insurance with the cheapest premiums possible. We would be forced to buy worthless, high-deductible policies and would have to pay thousands of dollars out of pocket before insurance kicked in — or more likely, go without needed healthcare.

There is no substitute for equal, comprehensive, low-cost healthcare for all delivered by today's physicians, clinics and hospitals but financed by the state government without private insurers. If Democrats are really going their own way on healthcare, let them stand behind single-payer healthcare: Senate bills 840 and 1014.

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Posted by healthinsurance at April 28, 2007 10:19 PM