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October 30, 2008

California Health & Longevity Institute Offers Innovative Health and Wellness Strategies

For organizations seeking innovative health and wellness solutions to offer employees during Open Enrollment season, California Health & Longevity Institute provides evidence-based programs to instill a culture of health throughout a corporation. The implementation of long-lasting wellness initiatives achieves an overall healthier workforce, higher productivity levels, increased employee retention and reduced health insurance costs. According to noted corporate health expert Steven Aldana, Ph.D., more than 30 published articles cite evidence that $3.50 are saved from lower healthcare costs per every dollar spent on employee health and wellness programs.

Programs and services at California Health & Longevity Institute are based upon the foundation of health and wellness: nutrition, fitness, medical and strategies for change. Leading experts including physicians, registered dietitians, exercise physiologists and lifestyle consultants offer immersive, customized group programs as well as individual consultations. A state-of-the-art medical clinic offers executive physicals, complementary medicine therapies such as acupuncture and diagnostic testing.

Companies are investing in longer-term solutions aimed at improving overall quality of life for employees and health of their organizations as the cost of employer-sponsored benefits continue to eclipse the majority of expenditures. Studies also note that more than 75 percent of employers' health-care costs in California and productivity losses are related to employee lifestyle choices (Centers for Disease Control and Prevention). Approximately $260 billion in output is lost each year due to health-related problems. (The Common Wealth Fund).

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Posted by healthinsurance at 10:50 AM | Comments (0)

October 08, 2008

Schwarzenegger vetoes health insurance bill

Gov. Arnold Schwarzenegger vetoed a bill Tuesday that would have cracked down on health insurance companies that cancel policies of people who make expensive claims.

Schwarzenegger, in a memo to lawmakers, called the so-called rescission practice “deplorable,” but noted he vetoed the bill because it lacked several consumer protections and was “written by the attorneys that stand to benefit from its provisions.”

The measure would have established an independent review process of each case and required that policies be rescinded only if insurers prove consumers willfully misrepresented their pre-existing conditions on a policy application.

Schwarzenegger said he wanted the bill to include six other protections, including a requirement that companies continue health insurance coverage for family members of someone whose policy has been dropped.

Assemblyman Hector De La Torre, D-South Gate, who sponsored the health care bill, said the governor's criticisms were ill-founded. He said the family protection provision was left off the bill because it was contained in a different measure that the governor approved, Assembly Bill 2569.

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Posted by healthinsurance at 03:29 PM | Comments (0)

October 05, 2008

Schwarzenegger Vetoes Health Insurance Bill

Gov. Arnold Schwarzenegger vetoed a bill Tuesday that would have cracked down on health insurance companies that cancel policies of people who make expensive claims.

Schwarzenegger, in a memo to lawmakers, called the so-called rescission practice “deplorable,” but noted he vetoed the bill because it lacked several consumer protections and was “written by the attorneys that stand to benefit from its provisions.”

The measure would have established an independent review process of each case and required that policies be rescinded only if insurers prove consumers willfully misrepresented their pre-existing conditions on a policy application.

Schwarzenegger said he wanted the bill to include six other protections, including a requirement that companies continue California health insurance coverage for family members of someone whose policy has been dropped.

Assemblyman Hector De La Torre, D-South Gate, who sponsored the bill, said the governor's criticisms were ill-founded. He said the family protection provision was left off the bill because it was contained in a different measure that the governor approved, Assembly Bill 2569.

“The governor is not fulfilling his obligation to the insured population of California,” De La Torre said. “For the foreseeable future they will be able to be dumped with impunity, as they have in the past.”

De La Torre also noted that the governor had stonewalled legislators in negotiations.

“It's good enough for him to get an applause line in the State of the State address, but it's not good enough for him to follow through and work with Legislature to make it happen,” he said.

Daniel Zingale, the governor's top health adviser, said Schwarzenegger's opposition to rescission is clear, noting that the state has taken several actions against California health insurance companies during his administration.

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Posted by healthinsurance at 03:29 PM | Comments (0)